Financing

Pre-Qualifying for supplemental financing through Birmingham Auto Auction's lending partners is fast, convenient and secure. Simply complete the form.

Your information will be submitted securely and will only be accessible by Birmingham Auto Auction and our lending partners in order to process your application. If you have any questions or concerns, please contact us at (205) 744-4030 for assistance.

Financing requirements:

• *Must be a resident of Alabama
• *Must have a Credit score of 550+
• *Minimum of $1600 a month provable income. Last 3 months paycheck stubs showing taxes taken out or most recent W2 form or 6 months of bank statements.
• *6 months at current job
• *Proof of residence: current utility bill
• *Minimum $1,000 down (unless otherwise noted)
• Must have down payment that day
• Must have a valid Driver’s License. (Non-driver ID is not acceptable for financing)
• Address on application must match driver’s license and/or proof of residence
• Applicants must NOT have any repossessions in the past 24 months
• If applicant already has an OPEN auto loan then a co-applicant is required
• Co-applicants must live at the same residence and must be related to the applicant
• Some of our lenders require a copy of the ignition key in certain cases. If the vehicle does not have a second key then one will have to be made at the buyers expense.
• Unemployment may not be used as a source of income.
• Self Employed - Must bring last years tax return to apply for financing.
• *Must not be in active bankruptcy.